As you sink in to the new year, take time to review your auto, home, business and life insurance coverage. A common phrase that I often hear as an agent/broker is, "just get me the cheapest insurance". We live a a world where almost nothing is cheap anymore. However, when it comes to pricing on your insurance bills, each company will vary in its pricing methods depending on a variety of factors. For example, prior insurance carriers, lost history, risk assessment scores, length of time insured, and other factors. Keeping your coverage active and avoiding accidents are good practices---and it helps to avoid high pricing on your insurance premiums! Purchasing the right amount of coverage is a must--if a claims occurs, you want the be able to replace your losses or upgrade! 757-967-9600