Generally your most valuable asset is your home and full replacement coverage on your home is a must. Your home is your castle. If a loss occurs, you want to make sure it will be replaced.

Your ideal purchase for homeowners insurance is to cover your home and your possessions and to help you protect the value you have built upon. The common types of coverage are dwelling, property, contents, liability, guest medical payments and additional living expenses. Discounts are available for improvements made to your home, non-smoker, multi policy and more.